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I can't help agreeing with whoever posted on the story's page that the insurer missed a golden opportunity, here. The VO guy says, "In fairness, she did get paid for it..." Yeah, in the '80s. What did she have to pay to buy it back? The going price of something like that is ten times (or more) what it was thirty years ago. And she says she sent money to the guy in Germany. I'd say she's been robbed twice, but I'll admit it just may be worth that to have a family member back...
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